Car accidents occur when a car collides with another vehicle, pedestrian, animal or any other type of stationary object. Car accidents can also be called collisions or automobile accidents and can cause injury or death. States have varying laws governing the compensation and damages awarded to the victims of car accidents. Some states require the guilty party's insurance to pay for damages; other states require each driver's own insurance to pay for damages. Some states allow injured parties to sue for additional compensation for their injuries, regardless of the loss. Other states do not allow car accident claims to be filed unless the injured party suffers substantial bodily harm or the claim amount reaches a certain threshold.
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